Jump to Recipe Print RecipeOne evening, while indulging in my favorite dessert, a thought struck me—what if I could combine the luxury of millionaire’s shortbread with the creamy goodness of cheesecake? And that’s how the Millionaire’s Cheesecake was born! This no-bake wonder is not just another dessert; it’s an experience with a rich, buttery biscuit base, a luscious caramel layer, and a velvety cheesecake filling topped with smooth, glossy chocolate. Perfect for impressing guests at dinner parties or even as a sweet reward for yourself, its quick prep time means you can whip up this decadent dessert whenever the craving strikes. Plus, it’s a delightful crowd-pleaser that doesn’t require any baking! Curious about how to craft this luxurious treat? Let’s dive into the mouthwatering details! Why is Millionaire’s Cheesecake a Must-Try? Indulgent Experience: Every bite of this cheesecake is a rich delight, combining the flavors of creamy cheesecake and sweet caramel. No-Bake Convenience: Perfect for those who want to create an impressive dessert without the fuss of baking! Versatile Options: Customize your cheesecake with different chocolate toppings or incorporate fruits for a fresh twist. Impressive Presentation: With its gorgeous layers and glossy top, it’s a stunning centerpiece for any gathering. Time-Saving Delight: Quick to prepare, making it an ideal option for last-minute celebrations or a well-deserved treat. Once you master this Millionaire’s Cheesecake, you’ll want to explore other delicious options like Strawberry Shortcake Cheesecake or Biscoff Cheesecake Indulge for more sweet inspiration! Millionaire’s Cheesecake Ingredients • Here’s everything you need to create this luxurious no-bake dessert! For the Biscuit Base Digestive Biscuits or Graham Crackers – These form the foundational layer; substitute with graham crackers or shortbread cookies if desired. Unsalted Butter – Melts to bind the biscuit crumbs together; ensure it is fully melted for easy mixing. For the Caramel Layer Sweetened Condensed Milk – The star ingredient for a rich caramel; consider using homemade caramel for an extra touch of flavor. Brown Sugar – Offers sweetness and depth to the caramel; you can use coconut sugar for a unique twist. Golden Syrup – Adds a distinctive flavor to the caramel; light corn syrup can work as an alternative. For the Cheesecake Filling Full-Fat Cream Cheese – Essential for that creamy texture; make sure it’s softened to avoid lumps. Powdered Sugar – Sweetens the filling and enhances its smoothness; no specific substitutions needed here. Vanilla Extract – Elevates the overall flavor; use pure vanilla for the best taste. Heavy Cream – Whipped for a stable topping; consider coconut cream for a non-dairy option. For the Topping Dark or Milk Chocolate – Creates a rich topping that complements the cheesecake; feel free to swap with white chocolate for a sweeter finish. Sea Salt Flakes (optional) – Use as a garnish to enhance flavor; can be omitted if desired. Gather these ingredients, and you’ll be ready to whip up a decadent Millionaire’s Cheesecake in no time! Step‑by‑Step Instructions for Millionaire’s Cheesecake Step 1: Prepare the Biscuit Base Start by crushing the digestive biscuits or graham crackers into fine crumbs using a food processor or a rolling pin. Combine the crumbs with melted unsalted butter in a bowl until well mixed. Press this crumb mixture firmly into the bottom of a 9-inch springform pan, creating an even layer. Refrigerate the base for 30 minutes to allow it to set and firm up. Step 2: Make the Caramel Layer In a medium saucepan, combine sweetened condensed milk, unsalted butter, brown sugar, and golden syrup. Heat the mixture over medium-low heat, stirring constantly for about 8-10 minutes until it thickens and turns a golden caramel color. Remove from heat and let it cool slightly before pouring the caramel over the chilled biscuit base. Return to the refrigerator for at least 1 hour to set. Step 3: Prepare the Cheesecake Filling In a large mixing bowl, beat the softened full-fat cream cheese until smooth and free of lumps. Gradually add the powdered sugar and vanilla extract while continuing to mix until well combined. In a separate bowl, whip the heavy cream to stiff peaks. Carefully fold the whipped cream into the cream cheese mixture until fully incorporated, creating a light and fluffy cheesecake filling. Step 4: Assemble the Cheesecake Once the caramel layer has set, gently spread the prepared cheesecake filling over the caramel layer in the springform pan. Smooth the top with a spatula for even coverage. Cover the pan with plastic wrap and refrigerate for at least 4 hours, or preferably overnight, to let the flavors meld together and ensure a perfectly set cheesecake. Step 5: Prepare the Chocolate Topping For the final touch, melt the dark or milk chocolate along with a little heavy cream in a heatproof bowl set over simmering water, stirring until smooth and glossy. Carefully pour the chocolate mixture over the cheesecake layer, ensuring an even coating. Chill the cheesecake for another 1-2 hours until the chocolate topping has set completely. Step 6: Serve the Millionaire’s Cheesecake Once the cheesecake is fully chilled and set, carefully remove it from the springform pan. You can dust the top with optional sea salt flakes for an elegant touch. Slice with a warm knife for clean edges, and serve chilled to fully appreciate the luxurious layers of the Millionaire’s Cheesecake. Expert Tips for Millionaire’s Cheesecake Use Full-Fat Cream Cheese: For the best texture, always opt for full-fat cream cheese; reduced-fat versions can lead to a grainy filling. Whip Cream Properly: Whip the heavy cream to stiff peaks; this step is crucial for giving structure to the cheesecake filling and preventing it from collapsing. Control Caramel Heat: Cook the caramel over medium-low heat, stirring constantly to avoid burning; patience here will yield a smoother, richer flavor. Set Layers Thoroughly: Ensure each layer sets properly in the refrigerator; allowing ample chilling time, especially overnight, is key to successful layering in your Millionaire’s Cheesecake. Warm the Knife for Slicing: To achieve clean, beautiful slices, dip your knife in warm water before cutting through the cheesecake; wipe it clean between each slice for the best presentation. Experiment with Flavor: Don’t hesitate to personalize your cheesecake by adding a pinch of sea salt to the caramel or incorporating fresh fruits like raspberries for an extra twist! Make Ahead Options These Millionaire’s Cheesecake layers are perfect for meal prep enthusiasts! You can prepare the biscuit base and caramel layer up to 24 hours in advance, and store them in the refrigerator to maintain their quality. Simply let the biscuit base set in the springform pan, then prepare the caramel and pour it over the base, refrigerating until firm. The cheesecake filling can be made up to 3 days ahead; just whisk it together and refrigerate in an airtight container. When you’re ready to serve, simply pour the melted chocolate topping over the set cheesecake and chill for an additional 1-2 hours. This way, you can enjoy a stress-free dessert that’s just as delicious! What to Serve with Millionaire’s Cheesecake Delight your guests by creating a harmonious spread that highlights this indulgent dessert’s rich flavors and textures. Fresh Berries: The tartness of strawberries or raspberries cuts through the sweetness, providing a refreshing contrast to the rich cheesecake. Chocolate Coffee: A warm cup of rich coffee with hints of chocolate enhances the dessert’s flavors and offers a comforting pairing. Whipped Cream: Adding a dollop of vanilla-infused whipped cream elevates the experience, bringing a light and airy texture alongside the dense cheesecake. Caramel Sauce: A drizzle of warm caramel over the cheesecake echoes its layers, amplifying sweetness while adding a luxurious touch. Nutty Biscotti: Crisp biscotti serves as a perfect crunchy complement, allowing you to savor each contrasting bite against the creamy cheesecake. Sparkling Wine: A glass of bubbly adds a celebratory feel, with its effervescence lifting the richness of the dessert for a sophisticated pairing. Dark Chocolate Shavings: Garnishing with chocolate shavings not only decorates but also introduces a rich flavor that harmonizes beautifully with the cheesecake. Vanilla Ice Cream: A scoop of classic vanilla ice cream adds a delightful creaminess and temperature contrast to your cheesecake slice. Mint Leaves: A few mint leaves as a garnish can provide a burst of freshness, cleansing the palate and enhancing the overall presentation. Nutty Caramel Tart: For those who adore textures, serving a slice of nutty caramel tart alongside the cheesecake can create a satisfying dessert duo. Millionaire’s Cheesecake: Customize Your Indulgence Feel free to let your creativity shine as you make this cheesecake uniquely yours with these easy variations! Gluten-Free: Swap digestive biscuits for gluten-free cookies or ground almonds to enjoy this delightful dessert without gluten. White Chocolate Twist: Use white chocolate instead of dark chocolate for a sweeter, creamier topping that adds a new layer of flavor. Sea Salt Caramel: Enhance the caramel layer by adding a pinch of sea salt, creating a sophisticated contrast that perfectly complements the sweetness. Fruit Burst: Incorporate fresh raspberries or strawberries into the cheesecake filling for a burst of color and fruity flavor to balance the richness. Nutty Texture: Add finely chopped nuts such as pecans or hazelnuts to the biscuit base for an interesting crunch that elevates every bite. Caramel Drizzle: Drizzle homemade caramel sauce on top just before serving for an extra indulgent touch that looks as good as it tastes. Liqueur Kick: Fold in a splash of your favorite liqueur, like Bailey’s or Amaretto, into the cheesecake filling for an exciting adult twist. Lightened Up Version: Substitute heavy cream with whipped coconut cream for a lighter, dairy-free alternative that doesn’t skimp on taste. These delicious ideas can elevate your Millionaire’s Cheesecake effortlessly! If you’re in the mood for another stunning dessert, don’t forget to check out the delightful Strawberry Crunch Cheesecake or indulge in the rich flavors of the Heavenly Raspberry Cheesecake Cupcakes for even more sweet inspirations! How to Store and Freeze Millionaire’s Cheesecake Fridge: Store the cheesecake covered in plastic wrap or in an airtight container for up to 5 days, keeping it fresh and delicious. Freezer: Wrap slices tightly in plastic wrap or aluminum foil and freeze for up to 2 months. Thaw overnight in the refrigerator before serving to restore its creamy texture. Serving Temperature: For the best taste and texture, serve chilled straight from the fridge, allowing the flavors to shine in this decadent millionaire’s cheesecake. Reheating: The cheesecake is best enjoyed cold; avoid reheating as it may affect the creamy consistency and overall indulgence of this dessert. Millionaire’s Cheesecake Recipe FAQs How do I select the right biscuits for the base? Absolutely! When choosing biscuits, look for digestive biscuits or graham crackers that are firm and not too soft. If they have any dark spots or are overly crushed in the package, they may not hold up well as a base. Fresh, crispy biscuits will give your cheesecake an amazing texture. What’s the best way to store Millionaire’s Cheesecake? You can store your cheesecake in the refrigerator covered with plastic wrap or in an airtight container for up to 5 days. To prevent it from absorbing other odors, ensure it’s tightly sealed. I often recommend placing it in the coldest part of your fridge to maintain its fabulous flavor! Can I freeze the cheesecake? How? Yes, you can freeze Millionaire’s Cheesecake! After slicing, wrap each piece tightly in plastic wrap and then in aluminum foil to prevent freezer burn. It can be stored in the freezer for up to 2 months. When you’re ready to enjoy it, thaw the slices overnight in the refrigerator for the best texture. What should I do if my cream cheese is lumpy? No worries! If your cream cheese lumps occur, it’s usually because it’s too cold. To avoid this, always ensure it’s at room temperature before mixing. If you find lumps while mixing, you can use a hand mixer or blender at low speed to blend it until smooth. Take your time to achieve that perfect creamy consistency! Are there any allergies I should consider with the ingredients? Definitely! This cheesecake contains dairy and gluten. For those with lactose intolerance or a dairy allergy, you can substitute the cream cheese and heavy cream with non-dairy alternatives like coconut cream or vegan cream cheese. If gluten is a concern, opt for gluten-free biscuits to ensure everyone can enjoy this indulgence! Decadent Millionaire’s Cheesecake: No-Bake Indulgence Awaits Experience the luxurious Millionaire’s Cheesecake, a delectable no-bake dessert with rich layers of caramel and cheesecake. Print Recipe Pin Recipe Prep Time 30 minutes minsCook Time 10 minutes minsChilling Time 4 hours hrsTotal Time 4 hours hrs 30 minutes mins Servings: 8 slicesCourse: DessertsCuisine: AmericanCalories: 500 Ingredients Equipment Method Nutrition Notes Ingredients 1x2x3x? For the Biscuit Base250 grams Digestive Biscuits or Graham Crackers Substitute with graham crackers or shortbread cookies if desired.100 grams Unsalted Butter Ensure it is fully melted for easy mixing.For the Caramel Layer1 can Sweetened Condensed Milk Consider using homemade caramel for extra flavor.200 grams Brown Sugar You can use coconut sugar for a unique twist.60 ml Golden Syrup Light corn syrup can work as an alternative.For the Cheesecake Filling500 grams Full-Fat Cream Cheese Make sure it's softened to avoid lumps.150 grams Powdered Sugar1 teaspoon Vanilla Extract Use pure vanilla for the best taste.300 ml Heavy Cream Consider coconut cream for a non-dairy option.For the Topping200 grams Dark or Milk Chocolate Feel free to swap with white chocolate for a sweeter finish.1 teaspoon Sea Salt Flakes Optional garnish to enhance flavor. Equipment Food Processor9-inch springform panmedium saucepanmixing bowlsspatulawhisk Method Step-by-Step InstructionsStart by crushing the digestive biscuits or graham crackers into fine crumbs. Combine the crumbs with melted unsalted butter until well mixed, then press into the bottom of a 9-inch springform pan. Refrigerate for 30 minutes.In a saucepan, combine sweetened condensed milk, unsalted butter, brown sugar, and golden syrup. Heat over medium-low heat for 8-10 minutes, stirring constantly until thickened. Pour over the chilled biscuit base and refrigerate for at least 1 hour to set.Beat softened full-fat cream cheese until smooth. Gradually add powdered sugar and vanilla extract while mixing. Whip heavy cream to stiff peaks, then fold into the cream cheese mixture until fully incorporated.Spread the cheesecake filling evenly over the caramel layer in the springform pan. Cover and refrigerate for at least 4 hours, preferably overnight.Melt dark or milk chocolate with heavy cream until smooth. Pour over the cheesecake layer for an even coating and chill for 1-2 hours until set.Once chilled, remove the cheesecake from the springform pan. Dust with optional sea salt and slice with a warm knife for clean edges before serving. Nutrition Serving: 1sliceCalories: 500kcalCarbohydrates: 45gProtein: 6gFat: 35gSaturated Fat: 20gPolyunsaturated Fat: 2gMonounsaturated Fat: 10gCholesterol: 95mgSodium: 150mgPotassium: 200mgFiber: 1gSugar: 30gVitamin A: 500IUCalcium: 120mgIron: 1mg NotesFor the best texture, always use full-fat cream cheese. Allow each layer plenty of time to set in the refrigerator. Tried this recipe?Let us know how it was!